WE OFFER AN EXTENSIVE RANGE OF SERVICES

  • Aim to accommodate any request.
  • Full end to end paraplanning service or simply select the services you require.
  • All Paraplanners hold FPFS, or DipPFS with level 6 qualifications.
  • CF30 experience with background specialising in defined benefit transfers.
  • Services delivered with a timely turnaround and high levels of quality.
  • Extensive experience and knowledge of using industry research tools and product provider systems.
  • Your preferred tools can be used at no additional cost.
  • Not just remote. Ability to travel for face to face.
  • Able to integrate with existing paraplanning teams.
  • Competitive pricing and a sample menu available on request.
  • Fixed price quote available. Just call to discuss your requirements.
  • Also provide high quality file checking service with experience across all advice areas. Information available on request.

FULL PARAPLANNING SERVICE

We provide a full paraplanning service, supporting you from the first meeting to completion.

  • Product and Investment Research
  • Cashflow Modelling
  • Suitability Reports

  • Data Gathering
  • Technical support throughout
  • Other tasks on request

SUITABILITY REPORT WRITING

All types of suitability reports:

  • Investments
  • Pensions
  • At retirement options
  • DB scheme transfer and retention
  • Mortgages

  • Lifetime Mortgages
  • Bed & ISA
  • Client Review / Rebalancing
  • Protection
  • Other on request

Reports are presented in your preferred style. Template reports can be provided. All our reports are clear, compliant and personalised to your client. Any minor amendments are free of charge and in most cases completed the day of the request.

PRODUCT AND INVESTMENT RESEARCH

  • Comprehensive analysis of existing arrangements
  • Whole of market (or panel) product and fund research

  • Performance, asset allocation, risk-mapping, volatility
  • Platform and off-platform solutions
  • Investment Propositions

All research demonstrates clear pathways to your recommended solution and the discounting of alternatives.

CHARGES COMPARISON

  • Charges breakdown

  • Overall cost of investing

  • Reduction in yield

Clear presentation in line with regulatory requirements / MiFID II.

CASHFLOW MODELLING

  • Charting client’s whole of life journey
  • Stress testing
  • Complex and bespoke calculations

All modelling is clearly presented, using appropriate assumptions, and based on your client’s real circumstances. This means we take account of tax status and all relevant options to provide future income and capital needs.

DEFINED BENEFIT SCHEME ANALYSIS

  • Pre-case discussion / Triage Support
  • Detailed analysis of DB scheme benefits and features
  • Appropriate Pension Transfer Analysis (APTA)

  • Transfer Value Comparator (TVC)

  • Attitude to transfer risk

We have extensive experience in this area and have worked previously as both PTS and adviser. We are attuned and adhere to the latest FCA announcements and Policy Statements. We are confident that our research and analysis will add value to your services when dealing with DB transfers.

TECHNICAL EXPERTISE

  • Large estate/IHT planning
  • Trusts
  • Lifetime and annual allowance
  • Protected tax-free cash

  • Chargeable gains

  • SSAS/SIPP and business planning

  • Or anything else you can throw at us!

We enjoy the technical aspects of cases and welcome the opportunity to get our teeth into the more intricate and involved scenarios.

ANNUAL CLIENT REVIEW

  • Portfolio analysis
  • Annual update reports
  • Fund switches
  • Adherence to MiFID II

We can easily help you prepare and meet your annual review obligations. For this, we also offer very competitive rates and turnaround times.

COMPLIANCE SUPPORT

  • File reviews
  • High-quality feedback
  • Themed review activities

Our previous experience includes compliance checking for numerous large networks. We have detailed knowledge of industry procedures and processes and this helps us to produce high-quality file reviews. This can be a detailed feedback service or focus on key areas.

OTHER SERVICES

We can help with a wide range of activities. This could include tasks such as data gathering at the front end to providing due diligence on a suitable DFM.

SOME OF THE TOOLS WE USE

READY TO GET IN TOUCH