WE OFFER AN EXTENSIVE RANGE OF SERVICES
FULL PARAPLANNING SERVICE
We provide a full paraplanning service, supporting you from the first meeting to completion.
- Product and Investment Research
- Cashflow Modelling
- Suitability Reports
- Data Gathering
- Technical support throughout
- Other tasks on request
SUITABILITY REPORT WRITING
All types of suitability reports:
- At retirement options
- DB scheme transfer and retention
- Lifetime Mortgages
- Bed & ISA
- Client Review / Rebalancing
- Other on request
Reports are presented in your preferred style. Template reports can be provided. All our reports are clear, compliant and personalised to your client. Any minor amendments are free of charge and in most cases completed the day of the request.
PRODUCT AND INVESTMENT RESEARCH
- Comprehensive analysis of existing arrangements
- Whole of market (or panel) product and fund research
- Performance, asset allocation, risk-mapping, volatility
- Platform and off-platform solutions
- Investment Propositions
All research demonstrates clear pathways to your recommended solution and the discounting of alternatives.
Overall cost of investing
Reduction in yield
Clear presentation in line with regulatory requirements / MiFID II.
- Charting client’s whole of life journey
- Stress testing
- Complex and bespoke calculations
All modelling is clearly presented, using appropriate assumptions, and based on your client’s real circumstances. This means we take account of tax status and all relevant options to provide future income and capital needs.
DEFINED BENEFIT SCHEME ANALYSIS
- Pre-case discussion / Triage Support
- Detailed analysis of DB scheme benefits and features
- Appropriate Pension Transfer Analysis (APTA)
Transfer Value Comparator (TVC)
Attitude to transfer risk
We have extensive experience in this area and have worked previously as both PTS and adviser. We are attuned and adhere to the latest FCA announcements and Policy Statements. We are confident that our research and analysis will add value to your services when dealing with DB transfers.
- Large estate/IHT planning
- Lifetime and annual allowance
- Protected tax-free cash
SSAS/SIPP and business planning
Or anything else you can throw at us!
We enjoy the technical aspects of cases and welcome the opportunity to get our teeth into the more intricate and involved scenarios.
ANNUAL CLIENT REVIEW
- Portfolio analysis
- Annual update reports
- Fund switches
- Adherence to MiFID II
We can easily help you prepare and meet your annual review obligations. For this, we also offer very competitive rates and turnaround times.
- File reviews
- High-quality feedback
- Themed review activities
Our previous experience includes compliance checking for numerous large networks. We have detailed knowledge of industry procedures and processes and this helps us to produce high-quality file reviews. This can be a detailed feedback service or focus on key areas.
We can help with a wide range of activities. This could include tasks such as data gathering at the front end to providing due diligence on a suitable DFM.