WE OFFER AN EXTENSIVE RANGE OF SERVICES
FULL PARAPLANNING SERVICE
We provide a full paraplanning service, supporting you from the first meeting to completion.
- Product and Investment Research.
- Cashflow Modelling.
- Suitability Reports.
- Data Gathering.
- Technical support throughout.
- Other tasks on request.
SUITABILITY REPORT WRITING
All types of suitability reports:
- Investment switch and non-switch.
- Pension switch and non-switch.
- At retirement options.
- DB scheme transfer and retention.
- Bed & ISA.
- Client Review / Rebalancing.
- Other on request.
Reports are presented in your preferred style. Template reports can be provided. All our reports are clear, compliant and personalised to your client. Any minor amendments are free of charge and in most cases completed the day of the request.
PRODUCT AND INVESTMENT RESEARCH
- Comprehensive analysis of existing arrangements.
- Whole of market (or panel) product and fund research.
- Performance, asset allocation, risk-mapping, volatility.
- Platform and off-platform solutions.
- DFM analysis.
All research demonstrates clear pathways to your recommended solution and the discounting of alternatives.
Overall cost of investing.
Reduction in yields.
Clear presentation in line with regulatory requirements / MiFID II.
- Charting client’s whole of life journey.
- Stress testing.
- Complex and bespoke calculations.
All modelling is clearly presented, using appropriate assumptions, and based on your client’s real circumstances. This means we take account of tax status and all relevant options to provide future income and capital needs.
DEFINED BENEFIT SCHEME ANALYSIS
- Detailed analysis of DB scheme benefits and features.
- Appropriate Pension Transfer Analysis (APTA).
Transfer Value Comparator (TVC).
Attitude to transfer risk.
We have extensive experience in this area and have worked previously as both PTS and adviser. We are attuned and adhere to the latest FCA announcements and Policy Statements. We are confident that our research and analysis will add value to your services when dealing with DB transfers.
- Large estate/IHT planning.
- Lifetime and annual allowance planning.
- Protected tax-free cash.
SSAS/SIPP and planning for business owners.
Or anything else you can throw at us!
We enjoy the technical aspects of cases and welcome the opportunity to get our teeth into the more intricate and involved scenarios.
ANNUAL CLIENT REVIEW
- Portfolio analysis.
- Annual update reports.
- Adherence to MiFID II.
We can easily help you prepare and meet your annual review obligations. For this, we also offer very competitive rates and turnaround times.
- File reviews.
- High-quality feedback.
- Themed review activities.
Our previous experience includes compliance checking for numerous large networks. We have detailed knowledge of industry procedures and processes and this helps us to produce high-quality file reviews. This can be a detailed feedback service or focus on key areas.
We can help with a wide range of activities. This could include tasks such as data gathering at the front end to providing due diligence on a suitable DFM.